Got Questions? We’ve Got Answers!
This information is for informational purposes only and does not constitute legal advice.
Before you start looking at homes in your area you need to know how much you will be pre-approved for. This helps you find homes within your price range to ensure that you can afford the payment tied to the home.
There is not one answer to this question. Your financing needs are based on your personal financial situation and future plans. While a 30-year fixed is the most popular loan, this might not be the best option for you if you do not plan to keep the home for more than 5-years.
There are many websites nowadays that pull up listings in your area. However, the best way to find a home is to use a Realtor. Their knowledge and expertise provides what a buyer needs to get their offer accepted by the seller. Hayward Capital has relationships with excellent Realtors across California and would be happy to recommend them to you.
Refinancing allows for a great opportunity to lower your monthly payment or to utilize some equity in your home for home improvements, debt consolidation, or financial diversification. Hayward Capital keeps an eye on the market for their past clients. When the interest rates drop they will contact each of their past clients to present a refinancing possibility.
Hayward Capital – NMLS # 335920
Jared Lee Hayward – NMLS # 301539
One More Question?
At Hayward Capital, your loan officer and loan processor will be with you throughout the entire process. You need a mortgage lender worthy of your trust. We are empowered to represent you and treat you as you deserve. After all, buying a home is the biggest investment most of us will ever make.